Fee Schedule
Service | Fee
Rates effective as of November 8, 2021
Dormant/Inactive Account Fee 1 | $5.00 per month
Member's Choice Checking (Includes free checks and additional benefits) | $5.00 monthly for members 49 and younger or $2.50 monthly for members 50 and up
Business Deposit Check Fee | $0.20 per item over 100 per month
Excessive Withdrawal Fee | $1.00 each after 6 in a month
Account Re-open Fee | $25.00
Returned Item Fee - Share Draft | $30.00
Returned Item Fee - ACH | $30.00
Returned Item Fee - Bill Pay Service | $30.00
Overdraft Privilege Fee | $30.00
Stop Payment Fee for Share Draft, ACH or Money Order | $30.00
Skip a Payment Fee (when applicable) | $25.00
Share Certificates | An early withdrawal penalty of 2% of the principal balance or 1 year of interest, whichever is less, will apply if any funds are withdrawn from the certificate before the maturity date.
ACH Affidavit Fee | $15.00
Check Cashing Fee (when applicable) | $3.00
Returned Mail/Bad Address Fee | $5.00 per month
Research Fee | $25.00
Share Draft Copy Fee | $2.00 each
Statement Copy Fee | $1.00 per page
Copy Fee | $0.25 each
Money Order Fee | $2.00 each
Cashier's Check Fee | $2.00 each
Debit Card Replacement | $10.00
In-House Counter Check Fee | $1.00 for four (4) checks
Wire Transfer Fee | $10.00 on Incoming Wires / $20 on Outgoing Outgoing Domestic / $45 Outgoing International Wire Transfer Fees
International Wire Transfer Fee | $35.00
Over-The-Counter Share Draft Withdrawal Fee | $1.00 each after 2 free per day
Returned Deposit Item Fee | $15.00 per item
Oil Lease and Mineral Rights Process | $25.00
CarFax Report Fee | $25.00
Visa Gift Card | $2.95
Overnight Rush Fee (Bill Pay) | $34.95
Second-Day Rush Check Fee (Bill Pay) | $29.95
Second-Day Rush Electronic (Bill Pay) | $6.95
Garnishments | $100 fee for qualified garnishments, Levies and Subpoenas
Account Service Fee 2 (Effective 08/31/16) | $3.00 per month (Waived with eDocuments enabled)
For Business Services Fee Schedule, please click here.
1. An Account is considered dormant/inactive if no activity has occurred within 12 months.
2. The Account Service Fee is waived for accounts with eDocuments enabled. If an account holder is age 18 and younger or 50 and older the fee is also waived. If an account holder is currently in college and age 24 or less, the fee may be waived by notifying FSCU.